Risk and eligibility assessments and facial recognition

These findings are from the latest survey (2025). Explore previous findings: 2023

Woman looking down at mobile phone

We asked about the following uses of assessing eligibility and risk using AI: to assess eligibility for welfare benefits, to predict the risk of cancer from a scan, to predict the risk of not repaying a loan, and facial recognition for policing and surveillance.

Across nearly all of these uses of AI, transparency in decision making also features as a commonly reported concern

Table 1: Most commonly selected benefits for risk and eligibility assessment technologies, and facial recognition

Which of the following, if any, are ways you think this technology will be beneficial?’ 

Technology
Top three chosen benefits 2022/23
1st
2nd
3rd
Assessing risk of cancer from a scan
1st
Earlier detection of cancer :
82%
2nd
Less human error :
53%
3rd
More accurate than doctors :
42%
Assessing loan repayment risk
1st
Faster and easier :
52%
2nd
Less likely to discriminate :
39%
3rd
Less human error :
37%
Assessing welfare eligibility
1st
Faster and easier :
43%
2nd
Save money :
38%
3rd
Less human error :
37%
Facial recognition for policing
1st
Faster :
77%
2nd
More accurate than professionals :
55%
3rd
Save money :
46%
Technology
Top three chosen benefits 2024/25
1st
2nd
3rd
Assessing risk of cancer from a scan
1st
Earlier detection of cancer :
85%
2nd
Less human error :
64%
3rd
More accurate than doctors :
46%
Assessing loan repayment risk
1st
Faster and easier :
58%
2nd
Less likely to discriminate :
44%
3rd
Less human error :
41%
Assessing welfare eligibility
1st
Faster and easier :
52%
2nd
Save money :
43%
3rd
Less human error :
39%
Facial recognition for policing
1st
Faster :
89%
2nd
More accurate than professionals :
66%
3rd
Save money :
51%
Technology Top three chosen benefits 2022/23 Percentage
Assessing risk of cancer from a scan 1 Earlier detection of cancer 82%
2 Less human error 53%
3 More accurate than doctors 42%
Assessing loan repayment risk 1 Faster and easier 52%
2 Less likely to discriminate 39%
3 Less human error 37%
Assessing welfare eligibility 1 Faster and easier 43%
2 Save money 38%
3 Less human error 37%
Facial recognition for policing 1 Faster 77%
2 More accurate than professionals 55%
3 Save money 46%
Technology Top three chosen benefits 2024/25 Percentage
Assessing risk of cancer from a scan 1 Earlier detection of cancer 85%
2 Less human error 64%
3 More accurate than doctors 46%
Assessing loan repayment risk 1 Faster and easier 58%
2 Less likely to discriminate 44%
3 Less human error 41%
Assessing welfare eligibility 1 Faster and easier 52%
2 Save money 43%
3 Less human error 39%
Facial recognition for policing 1 Faster 89%
2 More accurate than professionals 66%
3 Save money 51%

As mentioned above, speed and accuracy commonly feature across perceived benefits for many AI technologies. For example, 85% of the UK public feel earlier detection of cancer is a potential benefit of AI tools that assess risk of cancer from a scan, and 66% of the public feel using facial recognition technologies in policing will be more accurate than police officers at identifying wanted criminals and missing persons. Alongside these, the public feel many AI tools may reduce mistakes made in carrying out the tasks we surveyed. This may be through reducing human error in decision making (e.g. 41% feel loan repayment risk tools will lead to less human error).

Concern around overreliance is most frequently reported for technologies that assess cancer risk (64%), technologies that assess welfare eligibility (60%), technologies that assess loan repayment risk (57%) and technologies that use facial recognition for policing (57%). Across nearly all of these uses of AI, transparency in decision making also features as a commonly reported concern.

Table 2: Most commonly selected concerns for risk and eligibility assessments and facial recognition

Which of the following, if any, are concerns that you have about the use of this technology?’ 

Technology
Top three chosen concerns 2022/23
1st
2nd
3rd
Assessing risk of cancer from a scan
1st
Overreliance on technology :
56%
2nd
Accountability for mistakes :
47%
3rd
Transparency in decision-making :
32%
Assessing loan repayment risk
1st
Accounting for individual differences :
52%
2nd
Overreliance on technology :
51%
3rd
Transparency in decision-making :
49%
Assessing welfare eligibility
1st
Overreliance on technology :
47%
2nd
Accounting for individual differences :
55%
3rd
Accountability for mistakes :
47%
Facial recognition for policing
1st
False accusations :
54%
2nd
Accountability for mistakes :
48%
3rd
Overreliance on technology :
46%
Technology
Top three chosen concerns 2024/25
1st
2nd
3rd
Assessing risk of cancer from a scan
1st
Overreliance on technology :
64%
2nd
Accountability for mistakes :
50%
3rd
Transparency in decision-making :
41%
Assessing loan repayment risk
1st
Accounting for individual differences :
59%
2nd
Overreliance on technology :
57%
3rd
Transparency in decision-making :
54%
Assessing welfare eligibility
1st
Overreliance on technology :
60%
2nd
Accounting for individual differences :
60%
3rd
Transparency in decision making :
54%
Facial recognition for policing
1st
Overreliance on technology :
57%
2nd
Technology will gather and share personal information :
56%
3rd
False accusations :
54%
Technology Top three chosen concerns 2022/23 Percentage
Assessing risk of cancer from a scan 1 Overreliance on technology 56%
2 Accountability for mistakes 47%
3 Transparency in decision-making 32%
Assessing loan repayment risk 1 Accounting for individual differences 52%
2 Overreliance on technology 51%
3 Transparency in decision-making 49%
Assessing welfare eligibility 1 Overreliance on technology 47%
2 Accounting for individual differences 55%
3 Accountability for mistakes 47%
Facial recognition for policing 1 False accusations 54%
2 Accountability for mistakes 48%
3 Overreliance on technology 46%
Technology Top three chosen concerns 2024/25 Percentage
Assessing risk of cancer from a scan 1 Overreliance on technology 64%
2 Accountability for mistakes 50%
3 Transparency in decision-making 41%
Assessing loan repayment risk 1 Accounting for individual differences 59%
2 Overreliance on technology 57%
3 Transparency in decision-making 54%
Assessing welfare eligibility 1 Overreliance on technology 60%
2 Accounting for individual differences 60%
3 Transparency in decision making 54%
Facial recognition for policing 1 Overreliance on technology 57%
2 Technology will gather and share personal information 56%
3 False accusations 54%

Image credit: Angelo Moleele on Unsplash

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